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Survivorship Life Insurance: All You Need To Know

Survivorship Life Insurance: All You Need To Know

by Doug McClure | Dec 5, 2019 | Life Insurance

When a married couple is looking to purchase insurance policies, there are two ways they can do this. They can either buy a joint policy or a separate one. While some couples may be able to get individual plans, some opt for a joint life insurance policy. A...
How Agricultural Families Use Life Insurance

How Agricultural Families Use Life Insurance

by Doug McClure | Aug 5, 2019 | Estate Planning, Life Insurance

Life insurance has different uses depending on the needs of the policyholders. This is because life insurance can be the solution to myriad problems. In this piece, we’re are going to see how agricultural families stand to benefit from life insurance....
Reasons Why the Rich Get Life Insurance (Besides Tax Reasons)

Reasons Why the Rich Get Life Insurance (Besides Tax Reasons)

by Doug McClure | Aug 2, 2019 | Life Insurance, Wealth Management

The rich were mostly known for purchasing life insurance to help ease estate taxes because it helped the surviving members avoid paying huge sums of money in estate taxes. However, with the new tax reform act, it’s very tempting for these same people to want to...
All About Key Person Life Insurance

All About Key Person Life Insurance

by Doug McClure | Aug 1, 2019 | Leadership, Life Insurance

Most business owners are aware that among their staff, they have key players who upon their exit or death, the business would suffer huge losses. To help alleviate these losses, they go-ahead to purchase a key person or key man life insurance policy on the...
Use of Life Insurance in Equalization of Inheritance

Use of Life Insurance in Equalization of Inheritance

by Doug McClure | Jul 31, 2019 | Estate Planning, Life Insurance

Couples that own ranches and huge farms are faced with one dilemma: exercising fairness on their on-and off-farm children when distributing their assets. The main challenge is that most of the farm or ranch assets are what make up the family’s net worth and this...
Why the Rich Take Up Life Insurance (Not For Estate Tax)

Why the Rich Take Up Life Insurance (Not For Estate Tax)

by Doug McClure | Jul 29, 2019 | Life Insurance

With President-elect Donald Trump proposed for the elimination of the estate tax in the US, most people would think that rich people with huge estates need not buy life insurance anymore. This is because life insurance is mostly purchased for huge estate taxes that...
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