Gifts That Pay You Income
Charitable Gift Annuities (CGAs) are a great way to make a lasting difference for ministries while receiving tax-favorable income for you, your spouse and your children. Many supporters prefer charitable gift annuities because of their attractive payout rates and their significant impact.
Charitable Gift Annuities
Charitable Gift Annuities (CGAs) are a great way to make a lasting difference for ministries while receiving tax-favorable income for you, your spouse and your children. Many supporters prefer charitable gift annuities because of their attractive payout rates and their significant impact.
Charitable Remainder Trusts
Income for life for you and your family while reducing your taxes. By using assets or cash to fund the trust, you receive income and an income tax credit the year in which you transfer your assets. The remaining portion of the trust, after all payments have been made, comes to you.
Maximize Your Impact: How to Fund a CGA with Appreciated Stock
Most people think of Charitable Gift Annuities (CGAs) as a cash-based strategy. However, one of the most powerful moves a Tucson donor can make in 2026 is funding their CGA with appreciated securities (stocks, bonds, or mutual funds).
The Double Tax Benefit of Stock Gifts
When you fund a CGA with stock that has grown in value, you unlock two distinct advantages:
Bypass Capital Gains Tax: You generally don't have to pay capital gains tax on the appreciation of the portion of the stock that goes toward the gift.
Immediate Income Tax Deduction: You receive a significant tax deduction in the year you make the gift, based on the full fair market value of the stock.
How the Process Works at GIS
The transition is simpler than most expect. You transfer the shares directly to the charity, and in exchange, the charity issues you a contract for lifetime payments. Because the charity is tax-exempt, they can sell the stock at full value without losing 15-20% to taxes, which often results in a higher payout rate for you.
CGA Planning
**********************
Move from Uncertainty to Financial Clarity
Complex financial decisions benefit from experienced and thoughtful execution Schedule a brief date and time to discuss your goals and how we will help.
Global Investment Strategies provides educational planning concepts and does not provide legal or tax advice. All concepts should be reviewed with your qualified attorney, CPA, or tax professional
Copyright 2026. Global Investment Strategies. Tucson, Arizona. All Rights Reserved.