Insurance & Risk Browse Our
Financial Planning Resources
Key-Person and Executive Retention Coverage for ESOP Companies
Quick Answer: An ESOP-owned company can evaluate company-owned life insurance to protect against…
Private Placement: Variable vs. Non-Variable Policy
Quick Answer: In the U.S., traditional private placement life insurance is generally structured…
Understanding a Policy Crediting Floor Alongside Real Estate
Quick Answer: An indexed policy’s crediting floor can protect against negative index credits…
Comparing Premium Financing and Direct Funding for Property Owners
Quick Answer: Premium financing and direct funding are two ways to pay for…
Private Placement with a Floor: Questions to Ask First
Quick Answer: A floor is a portion of capital designed for greater predictability,…
Does Every Dollar Still Need to Take Risk? A Question for Business Owners
Quick Answer: Successful business owners often have significant wealth tied to their company…
Premium Financing Life Insurance: How It Works and Who It Fits
Quick Answer: You borrow from a bank to pay the premiums on a…
Second-to-Die Life Insurance and When It Still Makes Sense
Quick Answer: Second-to-die life insurance covers two people on one policy and pays…
Is Key Person Insurance Tax Deductible for Your Business
Quick Answer: No. When your business owns a key person life insurance policy…